A Passage to India - Proverbs and Peaceful Co-existence

The following takes place towards the end of Aziz's planned picnic to the Marabar caves as he replies to Fielding's query as to the day-trip's cost:

'Aziz, have you figured out what this picnic will cost you?'
'Sh! my dear chap, don't mention that part. Hundreds and hundreds of rupees. The completed account will be too awful; my freinds' servants have robbed me right and left, and as for an elephant, she apparently eats gold. I can trust you not to repeat this. And M.L. - please employ initials, he listens - is fat the worst of all.' [ML is Mohammed Latif, a servant]
'I told you he's no good.'
'He is plenty of good for himself; his dishonesty will ruin me.'
'Aziz, how monstrous!'
'I am delighted with him really, he has made my guests comfortable; besides, it is my duty to employ him, he is my cousin. If money goes, money comes. If money stays, death comes. DId you ever learn that useful Urdu proverb? Probably not, for I have just invented it.'
'Mt proverbs are: A penny saved is a penny earned; A stitch in time saves nine; Look before you lap; and the British Empire rest on them. You will never kick us out, you know, until you cease employing MLs and such.'
'Oh, kick you out? WHy should I trouble over that dirty job? Leave it to the politicians...No, when i was a student I got excited over your damned countrymen, certainly; but if they'll let me get on with my profession, and not be too rude to me officially, I really don't ask for more.'
'But you do; you take them to a picnic.'
'This picnic is nothing to do with English or Indians; it is an expedition of friends.' - p.170